Annual state observed safety belt use rates over the period 1991-2001 are examined using time-series cross-section regression analysis. It was found that seat belt laws are associated with higher use rates and that the enforcement provision matters. Primary states experience belt use rates that on average are 9.1 percentage points higher than their secondary counterparts. In addition, the level of the fine imposed by statute has an effect on safety belt use apart from that attributable to the enforcement provision. The current median fine of 25 US dollars is associated with an additional 3.8 percentage points increase in belt use. To further increase safety belt use, it is recommended that states adopt primary enforcement and impose fines of at least $50 for violating a seat belt law.